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Risk Analyst

Check

Saas

51-200

New York, NY, USA

About the job

Overview:

Check is leading a revolution in the payroll industry. Payroll is the backbone of the US economy, and yet it has not undergone significant innovation in decades. We invented the embedded payroll space to change that *(*see: Check: Solving the $150 Billion Payroll Problem, Bank On It; Episode 438), both for the business owners who spend countless hours per week running payroll and for the millions of Americans who depend on their next paycheck. At Check, our mission is to empower the most innovative software platforms to create new payroll businesses, and enable those businesses to transform the way companies pay their employees.
Check’s culture is intensely caring: to each other as teammates, to our partners, and to the businesses and workers we serve. Our teams are made up of creative problem solvers and empathetic cross-functional collaborators who can simplify the complexities of payroll. We bring hustle and grit to our day-to-day, while building enduring solutions and relationships.
Check’s Risk Operations team is responsible for analyzing company data and monitoring payrolls to minimize credit and fraud risk and uphold our regulatory requirements. As an embedded payroll solution, we work with our partners to identify bad actors and assess companies’ ability to fund payrolls, all while minimizing friction during the new company onboarding process. This team also works closely with our product and engineering teams to continuously improve our risk processes, tools, and systems.
For this role, we are looking for a Risk Analyst with experience investigating entities and transactions and related data analysis, an entrepreneurial mindset, and a desire to help us develop our risk procedures and strategy. The ideal candidate thrives in a cross-functional environment and is eager to work deeply with our partners, compliance, legal, operations, engineering and product teams to ensure we are effectively supporting our customers, minimizing risk, and continuing to build better tools and systems.
In this role, you will:

Execute our company review, payroll monitoring, and related processes, working efficiently with attention to detail and clear communication both internally and externally with our partners and customers
Gather and analyze data to proactively identify and act upon risk signals for companies and payrolls
Develop and maintain risk policy and process documents, training other operators, team members, and partners as needed
Provide feedback to Check’s Product & Engineering teams to improve our risk processes, tools, and systems
Escalate potential fraud incidents to appropriate teams, documenting learnings and resolving actions items with cross-functional stakeholders

Many backgrounds could fit this role, but ideal candidates will have some or all of the following:

Have 3 - 5 years of experience in risk and fraud investigation or similar fintech analytics role
Eager to find risk patterns in Check data and third-party data (Fluent in SQL or willing to learn)
Have worked at a fast-paced, data-driven tech company
Excellent time management and prioritization
Have strong communication skills
Live in a state in the Pacific Time Zone or be willing to work PST hours
Are detailed-oriented and capable of managing a process from start to finish
Are eager to help develop new processes and iterate on existing ones
Enjoy working with members from across the organization and with customers
Ability to attend our annual 3-day company offsite in the fall

Travel and Office Policy
The Check team is distributed across the US and Canada and we have offices in New York City and San Francisco. While we welcome remote work, we believe time together in person is valuable and important. We offer ample opportunities and encourage employees to attend team offsites, events, and hackathons a couple of times a year! We expect all employees to be willing to attend our annual 3-day company offsite in the fall.
For our in-office and hybrid employees, our offices are open all week. We provide meals on Tuesdays and Thursdays and the team hosts regular happy hours, game nights, etc.
What we offer:
In the US, Check offers company-sponsored medical, dental, vision, short-term/long-term disability, and basic life insurance coverage to all full-time employees, effective on their first day of work. We also provide stock options, flexible PTO and sick leave, 16 weeks of fully paid parental leave for all new parents flexible return-to-work, 9 annual holidays, a 401k retirement plan, and a $100 monthly stipend for home internet and mobile phone expenses. Benefits may vary outside the US.